Medical Insurance
Official Website: www.lxbx.netOfficial Hotline:4008105119
According to the regulations made by Chinese Ministry of Education, all the international students in China are required to purchase comprehensive insurance and the valid period should cover the duration of their studies.
Guide for purchase:
Access the website www.lxbx.net -> click “Buy insurance” -> log in by using your passport number -> select “SHNU 800 YUAN Plan” -> click “Buy insurance” -> choose the period of insurance--800 YUAN for 12 months or 400 YUAN for 6 months, then to confirm the contract and finish the payment.
Insurance Coverage
Insurance Liabilities | Insurance Amount(RMB) |
Liability for Death | 100000 |
Accidental Disability | |
Accidental Medical Treatment | 20000 |
Medical Treatment for Outpatient and Emergency *with a daily limit of 600 yuan & the deductible amount is 650 yuan, and the excess portion will be reimbursed at a rate of 85% | 20000 |
Hospitalization Medical Treatment | 400000 |
*For the detailed insurance liabilities and the liability exemption (the condition that the insurance doesn’t cover), please download the attachment and read carefully.
Affix Guoren Comprehensive Medical Insurance
Tips for Outpatient and Emergency Visit
1. Make sure to go to the publichospital (confirm with the hotline before visit)
The public hospitals close to school,
Shanghai No.8 Hospital (Address: No. 8 Caobao Road)
Shanghai No. 6 Hospital (Address: No. 600 Yishan Road)
Zhongshan Hospital (Address: No. 180Fenglin Road)
Huashan Hospital (Address: No. 12 Wulumuqi Road)
*For other hospitals, you need to call 4008105119 to confirm if it’s a public hospital
2. Make sure to go to the regular section, do not go to the VIP, special needs section, or the international section.
3. Please keep the following documents from the hospital
1) Outpatient medical record (the doctor’s note from each visit)
2) Receipts (the formal hospital receipts have 2 stamps, and the dates on all the receipts need to match the dates on the medical record)
3) Laboratory test report, examination result, and the prescriptions
4. You need to pay in advance, and claim the reimbursement after the treatment
All the expenses mentioned below are referred to the reasonable expenditures that excludethe self-paid or partly self-paid items and expenses stipulated by the local regulations of the social basic medical insurance.
1) Outpatient and Emergency Medical Insurance
- The daily limit is 600 yuan (if the medical expenses of the day exceed 600 yuan, it’ll be calculated as 600 yuan for that day when claiming the reimbursement).
- The deductible amount is 650 yuan and the excess portion will be reimbursed at the rate of 85% (within each insurance period, accumulate the expenses from all the hospital visits. The accumulative amount under 650 yuan will not be reimbursed).
- The accumulative payment shall not exceed the limit of 20,000 yuan.
- Reimbursement equation: (the expense of each day within the daily limit RMB600 yuan add up-650 yuan) * 85%=reimbursable amount
2) Accidental Medical Insurance
- The accumulative payment shall not exceed the limit of 20,000 yuan.
- Reimbursement equation: total amount of reasonable expenditure * 100% = reimbursable amount
Materials for claims settlement sent to 北京市西城区金融街 23 号平安大厦 10 层（邮编 100033）
Addressee: 来华项目组
Please Dial: 4008105119
Please log in www.lxbx.net for latest insurance introduction.
This material is for your information,Chinese explanation prevails in case of contradiction arising out of the aforementioned contents.
